Best Credit Cards for Fall 2021

Fall is a great time to look into the latest Credit Cards and Credit Card offers because there are a lot of bonuses and you’ll probable hit that spend requirement with the holidays coming around. Here is a comprehensive list of the best credit cards to choose for Fall of 2021.

Chase Sapphire Preferred

The Chase Sapphire Preferred has been one of the top recommended cards of 2021. They have added a lot of new benefits and credits, and the signup bonus has been 100,000 points for a few months. Although the signup bonus is 100,000 points there is a relatively high spend requirement of $4,000 in 3 months. If you’re planning to do some holiday shopping in the next 3 months then you will likely hit that spend requirement fairly easily. The annual fee is a manageable $95 a year but the credits usually offset it and the 100,000 bonus points equals out to about $1,200 in value. If you’re looking for a great all around credit card for Fall this one is a great choice. If interested in this card please use our personalized referral link bellow.

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Pros

1. 100,000 Bonus Points
2. $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards
3. 5x total points on travel purchased through Chase Ultimate Rewards
4. 2x on other travel purchases
5. 3x points on dining, including eligible delivery services, takeout and dining out
6. 3x points on online grocery purchases
7.  3x points on select streaming services
8. 1 point per dollar spent on all other purchases
9. Trip Cancellation/Interruption Insurance
10. Purchase Protection/Extended Warranty

Cons

1. $95 annual fee
2. $4,000 spend in 3 months
3. No bonus categories

The Platinum Card by American Express

The Platinum Card is one of the most sought after credit cards ever. Not only is it a prestigious card with a rigorous acceptance criteria but the bonuses and credits make this a must for anyones wallet. The Platinum Card has gone through a complete revamp with a heft new annual fee. The credits and bonus offer will definitely justify the new annual fee of $695. If you’re planning on doing any traveling this holiday season you can enjoy the $200 airline credit, $200 hotel credit, $100 Global Entry credit, $179 Clear Credit, and much more. Please use my personalized referral link as it supports our blog.

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Pros

1. 100,000 Membership Rewards Points + 10x points on eligible purchases at restaurants during first 6 months
2. $200 Hotel Credit
3. $200 Airline Fee Credit
4. $300 Equinox Credit
5. $200 Uber Cash
6. $240 Digital Entertainment Credit
7. $100 Global Entry or $85 TSA PreCheck Credit
8. $100 Saks Credit
9. $179 Clear Credit
10. Global Dining Access with Resy
11. 5x on Flights, 5x on Prepaid Hotels, 1x on other Purchases

Cons

1. $695 Annual Fee
2. $6,000 Spend in 6 months to earn Bonus
3. 5x Hotel Multiplier only through AmexTravel.com

Hilton Honors American Express Surpass Card

The Hilton Honors Surpass card by American Express is a great Hilton branded credit card for frequent Hilton visitors. If you’re traveling this holiday and plan on staying at a Hilton property this is a perfect card to get. Currently their special offer is 200,000 Hilton Honors Bonus Points after $2,000 spent in first 3 months plus you can earn 50,000 more points after $8,000 additional spend on the card within the first 6 months. If you hit all the spend requirements you can earn a total of 200,000 Hilton Honors Bonus Points. This is the middle tier credit card of the Hilton Honors lineup and the annual fee is $95. Please use our personalized referral link as it supports our blog.

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Pros

1. Up to 200,000 Hilton Honors Bonus Points
2. 12x points on eligible purchases charged directly to participating hotel and resort within the Hilton Portfolio
3. 6x points on restaurants, U.S. Supermarkets, and U.S. gas stations
4. 3x points on all other eligible purchases
5. Complimentary Hilton Honors Gold Status
6. Purchase Protection
7. Extended Warranty
8. No Foreign Transaction Fees
9. Car Rental Loss and Damage Insurance

Cons

1. $95 Annual Fee
2. No free weekend night certificate
3. No resort Credits

Marriott Bonvoy Boundless

Just like the previous recommendation, the Marriott Bonvoy Boundless card is for someone who is planning on doing some traveling and also frequents Marriott properties. If you are looking to book a few stays at a Marriott property and enjoy some nice perks while staying, then this card is perfect with you. Unlike most cards offering Bonus points, the Marriott Bonvoy Boundless is offering 3 Free Night Awards + 10x total points at gas stations, grocery stores, and restaurants after $3,000 spent in the first 3 months. Also just like the Hilton Surpass card this card has annual fee of $95. Please use our personalized referral link as it helps support this blog.

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Pros

1. 3 Free night award Bonus
2. Up to 17x Points spent at Marriott Properties
3. 2x Points on every dollar spent
4. Free Night award every Anniversary
5. Automatic Silver Elite Status
6. No foreign transaction fees

Cons

1. $95 annual fee
2. Only 2x per dollar spent on anything other than Marriott
3. No Resort credits

American Express Gold Card

The American Express Gold Card is one of the best cards of 2021. Through the year and during the pandemic a host of new benefits were added. If you’re going to be doing any cooking this holiday season then the Gold Card will help you gain points very quickly. Right now there is an offer for 75,000 Membership Rewards points after $4,000 spent in the first 6 months. Amex has also added 0% Intro APR on eligible charges for 12 months from the date of account opening on purchases eligible for Pay Over Time. This card has a $250 annual fee. Please use my referral link as it helps support this blog.

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Pros

1. 75,000 MR Points bonus
2. Intro 0% APR for 12 months
3. $120 Uber Cash
4. 4x MR Points at Restaurants worldwide
5. 4x MR Points at U.S. Supermarkets
6. 3x MR Points for flights booked directly with the airline of through amextravel.com
7. 1x MR Points on all other eligible purchases
8. $120 Dining Credit, $10 credit a month for Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.
9. Hotel Collection $100 hotel credit to spend on qualifying dining, spa, and resort activities, plus a room upgrade upon arrival, if available.
10. No Foreign transaction fees

Cons

1. $250 annual fee
2. Annual fee not waved first year
3. Max of 4x MR points on all eligible categories

The Delta SkyMiles Platinum Card

The Delta SkyMiles Credit is one of the premiere airline credit cards of 2021. If you are going to be visiting family over the holidays and if your fly delta often, you should consider this card. There is a great offer right now of 90,000  Bonus Miles and 10,000 Medallion Qualification Miles after $3,000 spent in 3 months. What sets this card apart from other airline credit cards is the Annual Companion Certificate and Delta status. This card has an annual fee of $250. Please use our personalized referral link as it supports this blog.

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Pros

1. 90,000 Bonus Miles + 10,000 Medallion QMs
2. 3x Miles per dollar spent on Delta
3. 3x Miles per dollar spent on purchases made directly with hotels
4. 2x Miles per dollar spent at restaurants
5. 2x Miles per dollar spent at grocery stores
6. 1x Miles per dollar spent on all other purchases
7. First bag checked free
8. Companion Certificate for a free domestic flight every anniversary year
9. Fee credit for TSA PreCheck or Global Entry
10. Priority Boarding
11. No foreign transaction fees

Cons

1. $250 annual fee
2. No free entry into Delta SkyMiles club
3. Companion Certificate can only be used for contiguous U.S. only

World of Hyatt Credit Card

The World of Hyatt card is designed for people who frequent Hyatt properties. You will automatically receive Discoverist status with Hyatt, and best of all you’ll also receive a free night stay on your anniversary date. Right now there is a modest 30,000 point bonus with $3,000 spent in first 3 months. This is a great card because Hyatt points can be redeemed for a good value plus the free anniversary night makes it a great keeper card. This card has a $95 annual fee. Please use our personalized offer link as it helps support this blog.

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Pros

1. Bonus up to 60,000 Points
2. Free anniversary night
3. Up to 9x Points per dollar spent
4. 2x Points per dollar at Restaurants, airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships.
5. Discoverist Status
6. No foreign transaction fees
7. Travel and Purchase Coverage

Cons

1. $95 annual fee
2. No hotel credits
3. Only 2x on most categories